Listen first
We begin with conversations about aspirations, obligations, and cultural practices. Listening reveals motivations that make budgeting stick.
Who we are
Grounded in Ghana’s money realities
Junctionimpulse is a Kumasi-based financial literacy initiative launched in 2023 to help households and community groups manage everyday money with confidence. We are young, attentive, and committed to practicality.
Our mission
We simplify budgeting, savings, and risk awareness for people juggling multiple income streams. By translating financial concepts into everyday language, we empower participants to make steady decisions and grow their resources.
Our approach
We blend in-person sessions, digital worksheets, and follow-up phone support. Each touchpoint encourages dialogue, reflection, and habit-building rather than overwhelming lectures.
Our story so far
2023
Launch in Kumasi
We piloted budgeting circles in three neighbourhoods near Asafo Road, equipping caregivers with the first version of our cash flow tracker and savings canvas.
Early 2024
Mobile-friendly worksheet rollout
Feedback showed a need for guides compatible with lower-data smartphones. We introduced compressed PDF kits and WhatsApp prompts.
Mid 2024
Partnerships with cooperatives
We collaborated with artisans and traders to align budgeting tools with seasonal cash cycles, improving alignment with susu contributions.
Today
Expanding practical confidence
Our modules now support youth groups, micro-entrepreneurs, and families balancing school fees, rent, and business reinvestment across Ghana.
Principles we live by
Keep it practical
Our worksheets and checklists focus on realistic timelines, achievable targets, and simple language grounded in everyday transactions.
Respect context
We acknowledge the informal economy, communal support systems, and fluctuating incomes that define the Ghanaian money landscape.
Build confidence
Every touchpoint is designed to celebrate progress, encourage reflection, and reinforce calm, informed money choices.
150+
Households and micro businesses have tested our budgeting frameworks within our first year of operation.
12
Custom worksheets designed to support different income rhythms, from salaried professionals to seasonal traders.
6
Community partners offering continuous feedback on how to improve accessibility and cultural relevance.
Methodology in practice
Our facilitators combine storytelling, scenario planning, and data capture to make money questions approachable. Sessions include role-playing real spending dilemmas, reviewing case studies, and co-creating action steps participants can try immediately.
- Pre-session discovery to understand priorities
- Interactive group conversations and breakout assignments
- Follow-up SMS prompts to maintain momentum