What we offer
Our services combine diagnostics, coaching, and easy-to-use tools that strengthen money confidence for households, cooperative groups, and small business owners across Ghana.
We evaluate your spending records, mobile wallet statements, and cash notes to establish a clear picture of month-to-month flows. Participants receive a timeline for implementing structured envelopes and checkpoints.
This service aligns long-term goals—education, emergencies, business expansion—with realistic contribution schedules. We integrate motivational triggers and accountability frameworks.
Participants gather loan agreements, interest rates, and repayment schedules. Together, we assess affordability, renegotiation opportunities, and debt snowball or avalanche options suited to Ghanaian lending structures.
We configure mobile templates that capture transfers, merchant payments, and fees. Alerts and reporting views help participants avoid end-of-month surprises.
Small group sessions encourage peer learning. Members share progress, challenges, and resource ideas, fostering consistent practice and supportive accountability.
We listen to your objectives, current records, and preferred support format. This clarifies the scope and ensures tools align with daily routines.
Our team analyses the provided data, identifies patterns, and drafts personalised recommendations plus relevant worksheets.
We host an interactive session in person or virtually to present insights, demonstrate tools, and co-create next steps.
Participants receive check-in prompts, optional peer meetings, and metrics to keep progress clear and encouraging.
A Kumasi-based textile trader documented weekly expenses for the first time, enabling better inventory planning and reduced emergency borrowing by the third month.
A four-member household aligned termly school fees with remittances and salary cycles. The savings canvas kept them ahead of fee deadlines.
A youth association introduced peer accountability boards, resulting in improved transport budgeting and shared learning on mobile money fees.
We pair each engagement with practical toolkits. Every toolkit includes printable worksheets, a digital version optimised for mobile screens, and quick-reference guides so participants can revisit concepts independently.